Last Updated on: 5th October 2025, 07:44 pm
Covertime has officially launched in the UK, targeting the growing number of drivers seeking short-term insurance solutions. With around 15% of UK motorists now using temporary cover, the company aims to serve those choosing flexible options over traditional annual policies.
Whether someone is borrowing a car from a friend, collecting a new vehicle, or seeking last-minute cover in an emergency, Covertime promises a swift and straightforward experience. Customers can obtain quotes and purchase policies via the website or through the streamlined Covertime app. The service covers temporary car, van, and learner driver insurance.
The platform has been designed to reflect the habits of modern drivers, offering fast quotes, an uncluttered interface, and instant policy documents delivered directly by email or accessible within the app.
“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.
“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”
The team behind the new venture has a long history in the sector, having pioneered the short-term car insurance market in 2006. This time, they return with a platform built for the digital age—offering modern payment options, in-app support, and policies tailored to the way people drive today.
“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.
“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”
Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.
